Topping up your BreadFX Prepaid Euro Mastercard® is simple

Card load

UK debit card

Topping up from your UK debit card is free.

Once you have received and activated your card:

  • Login or create your online account
  • Type in your UK debit card details
  • Enter the Sterling amount and calculate the amount in Euros
  • Confirm this amount
  • Your BreadFX Euro card is then loaded*
  • If you paid a deposit when purchasing your card, this will be refunded and loaded during your first load

We recommend that you use 3D secure (this is also known as Mastercard Securecode® and Verified by VISA®) on all loading transactions to help protect yourself from fraudsters. The bank that issued your debit card should be able to help you with this.

*as soon as we have verified with your bank that we have received funds from your card - normally within a few seconds.


SMS text message

Topping up by SMS costs your standard network rate for a text message. We do not charge you for this service.

** Where 1234 is the last four digits of your BreadFX Card, 500 is the amount you want to load (in sterling) and 123 is the verification number on the back of your UK debit card

Click here for a printable cheat sheet with more information


Bank transfer

Topping up via bank transfer is free.

  • Send us an amount in sterling to our account with your card reference
  • We contact you when it is received and advise of the Euro equivalent
  • When you confirm, the amount is loaded to your card

Click here for a printable cheat sheet with more information